Building Credit Has Never Been Easier with These Top 10 Credit Cards

Credit Cards

If you’re looking to build or rebuild your credit score, the right credit card can be an invaluable tool. With so many different cards on the market, however, it can be difficult to determine which ones are best for credit building. Luckily, we’ve done the research for you and compiled a list of the top 10 best credit cards for building credit. From secured cards to those designed specifically for building credit, we’ve got you covered. Read on to find out the best credit cards to help you build or rebuild your credit!

1) Discover it® Secured

This secured credit card is a great option for those looking to build credit. It offers rewards and cash back, no annual fee and a low minimum deposit requirement. You can also enjoy a 0% APR on purchases and balance transfers for 14 months, which is perfect for those looking to get their credit score on the right track.

2) Capital One® Platinum Credit Card

A great choice for building credit, the Capital One® Platinum Credit Card is designed for those with limited or bad credit. It offers a modest credit limit and has no annual fee. With no additional fees for cash advances or foreign transactions, it’s an ideal card for those looking to boost their credit score.

3) Citi® Secured Mastercard®

This card is ideal for those looking to build their credit while earning rewards. With the Citi® Secured Mastercard®, users can earn points on everyday purchases, plus enjoy access to 24/7 customer service and fraud protection. Plus, they have the flexibility to choose their own monthly payment due date and payment method.

4) Wells Fargo Secured Credit Card

The Wells Fargo Secured Credit Card is a great option for those looking to build their credit. This card provides an initial security deposit, flexible payment options, and a low APR. It also offers various rewards and benefits that can be used to build your credit. This card is a great choice for those just starting out with building their credit.

5) OpenSky® Secured Visa® Credit Card

This card is perfect for people with bad or no credit looking to build their credit history. It offers a fast and easy application process, no credit checks, and reports to all three major credit bureaus. There is a low annual fee, no penalty APR, and you can choose your own personal credit line.

6) USAA® Secured Card American Express® Card

This secured card offers low fees, a competitive interest rate and the ability to earn rewards points. Cardholders can also get up to $5,000 in funds with a deposit of only $250. USAA® provides a free online financial management tool to help manage your budget and payments.

7) First Progress Platinum Prestige Mastercard® Secured Credit Card

This card is designed for those who are looking to build credit and offers a $200 credit limit. It requires no annual fee and no minimum credit score. There’s also an option to increase your credit limit with responsible use over time. Plus, this card is widely accepted and you can use it wherever Mastercard is accepted.

8) Barclays Secured Visa® with Chip

This card is ideal for those looking to build credit. It has no annual fee, a competitive APR and chip technology to protect against fraud. Plus, you can manage your account online, anytime. With Barclays, you can also enjoy cash back rewards and a flexible payment schedule. Plus, when you make on-time payments, your credit score is reported to the major credit bureaus, giving you a great opportunity to build your credit!

9) Navy Federal nRewards® Secured Card

This secured card from Navy Federal Credit Union offers great rewards and a low APR. Earn up to 1.5 points per dollar spent, with no cap on points earned. There is no annual fee and an APR of 8.99% – 17.99% Variable. You’ll also get a free FICO® score each month, helping you to monitor and maintain your credit score. Plus, if you set up automatic payments you can receive a 0.25% rate reduction!

10) BoundlessTM by Capital One

This secured card offers an easy and flexible way to build credit with no annual fee and a low variable APR. Plus, it provides access to a higher credit line after making your first five monthly payments on time. Plus, BoundlessTM by Capital One comes with a generous credit limit, so you don’t have to worry about hitting a limit.

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